You, LLC Pro
Build a budget from what you actually spent.
Most budgets fail in week two because they start from a guess. Pro starts from a month that already happened — then holds you to a plan built out of it.
- Read-only Plaid
- No money movement
- CPA-built
Budget vs. actual
August, in progress- Housing
- $3,250
- Childcare
- $1,640
- Groceries
- $1,180
- Transportation
- $742
- Everything else
- $5,093
- Budgeted
- $11,905
- Through August 18
- $7,418
- Left to spend
- $4,487
Plan vs. actual · August
Spent so far
Your first month
Your first job: close last month.
Not set up a budget. Not categorize two years of history. Close one month, and the rest follows from it.
Start from last month, not a blank page
Connect an institution and the app pulls a completed month of real activity. There is nothing to estimate, because it already happened.
Read-only PlaidSee your household profit and loss
Income, expenses, debt, and what was actually left over — laid out as an income statement for real life rather than a pie chart.
Income statementFix the categories that make the month look wrong
Transfers between your own accounts are not spending. Reimbursements are not income. Clean those up once and the month starts telling the truth.
Transfers · RulesTurn actuals into budget guardrails
Keep what worked, cut what did not, and carry the result forward as a budget you can actually hold — then watch plan against actual as the month runs.
Plan vs. actualWhat's included
A finance app for people who need the month to make sense.
Everything below runs off the same connected activity, so the numbers agree with each other.
Household P&L
Income, expenses, debt service, and net — by month, by category, by account.
Budgets from actuals
Guardrails seeded from what you really spent, not from a template someone else wrote.
Goals and payoff
Track what you are building toward and what you are paying down, against the same numbers.
Shared households
Invite a spouse or partner without merging bank logins or sharing credentials.
FinChat review
Ask for a second look once the numbers are connected and categorized. It suggests; you decide.
Recurring detection
Subscriptions and recurring charges surfaced so the quiet leaks stop being quiet.
Where the limits are
What this does, and what it will never do.
Read-only by design
The Plaid connection can look, not touch. No transfers, no bill pay, no payment rails anywhere in the product.
Built from your activity
Every number traces back to a transaction in your own accounts. Nothing is modeled, projected, or invented.
CPA-built, not advice
The accounting logic is deterministic and written by a CPA-turned-developer. The AI reviews and suggests; it never decides.
Setup session
Want a hand with the first month?
Free, no sales pitch. We walk your first close together — connect an institution, review the month, clean up the categories, and leave with a budget from real numbers.
- Tell us where you are and what is messy.
- We reply by email with a time that works.
- We walk your first month together — connect, close, categorize.
- You leave with a budget built from your own numbers.
Start where the numbers already are
Close last month.
Connect one institution, review a month that already happened, and build the next one from evidence.